News
News Home
Quick Bites
Exploradio
News Archive
News Channel
Special Features
NPR
nowplaying
On AirNewsClassical
Loading...
  
School Closings
WKSU Support
Funding for WKSU is made possible in part through support from the following businesses and organizations.

Hennes Paynter Communications

The Holden Arboretum

Akron Children's Hospital


For more information on how your company or organization can support WKSU, download the WKSU Media Kit.

(WKSU Media Kit PDF icon )


Donate Your Vehicle to WKSU

Programs Schedule Make A Pledge Member BenefitsFAQ/HelpContact Us
Health and Medicine


Ohio small businesses stumble through the Affordable Care Act
Delays and complicated rules make the process difficult
Story by LEWIS WALLACE


 
Complicated laws and website delays can make it difficult for small business owners to understand the Affordable Care Act.
Courtesy of Images of Money
Download (WKSU Only)
In The Region:
Small businesses around Ohio are struggling to sort out the details of the Affordable Care Act. It is unclear whether recent delays in the law help or add to the confusion.
LISTEN: WALLACE ON SMALL BUSINESSES

Other options:
Windows Media / MP3 Download (1:55)


The big Obamacare question for small employers is this: Am I required to provide health insurance to my employees or not?

"And that question is sort of like that underwear commercial: boxers, briefs, depends," says Paul Tambe with BW Employee Benefits as he speaks to Dayton-area small business owners.

Rules of the game
And yes, it does depend. Here is the basic rule: Companies with less than 50 full-time employees are exempt. Companies with 50 or more need to provide health coverage for their full-timers or pay fines.

But the devil is in the details, and there are a lot of details. For example, full-time means an 30 hours or more per week, averaged over the month.

Kevin Finley with Space Management, a Dayton cleaning service, says his first challenge is just counting his employees.

"When you’re operating a business and someone’s off sick and you want someone else to cover, all of a sudden that person who normally works 20, 25 hours is working 40 hours," Finley says. "So, you know, it’s a little dicey.

And the timing of the employer mandate recently got pushed back to 2015 for larger companies and now to 2016 for those with 50 to 99 full-time employees.

Waiting for the web
Meanwhile, the online marketplace for small businesses to shop for plans is still not online.

Amy Crouch, an employee benefits expert at BW, says this transition is full of bumps as the administration issues rules and subrules based on an already complex law.

"You get into tax and law and IRS," Crouch says. "That’s not always fun. And then on a lot of these items, it’s what it’s going to mean in the future in terms of a practical perspective. ... Time will tell."

She calls the future of health care the “new world.” But right now, she says, we’re still partly living in the old one.

Add Your Comment
Name:

Location:

E-mail: (not published, only used to contact you about your comment)


Comments:




 
Page Options

Print this page

E-Mail this page / Send mp3

Share on Facebook



Stories with Recent Comments

Bringing back ballet in Cleveland
I do think Ballet in Cleveland is doing good things, but the fact that director says "When we have flourishing companies like the New York City Ballet and the A...

Report confirms some Vietnam veterans may have been exposed to Agent Orange
was in nam 1969 exposed va stated lost medical records was in lawsuit from 197? till settled 0 $ 2010 ? said all nam vets will get back disability till 198? jus...

Mentorship grant program redefines "faith-based" provision
Can't anyone have values, beliefs, and morals anymore? How is it anymore unconstitutional for a school partner with a "faith-based" organization than any other ...

Exploradio: The challenge of finding a healthy balance with technology
Thank you, Jeff, for another well done Exploradio. I always learn something interesting about what is happening in NE Ohio.

Northeast Ohio's transgender community rallies around restroom issue
A good first step would be for Cleveland to require restaurants to have a public restroom. Cleveland is the only city I've ever been in where restaurants somet...

Vapor shops say tobacco tax hikes could hit them hard
Maybe you should be DOING a study, since every time you've tried to villianize them all that's happened was the opposite. I'm not a fan of alcohol that's flavor...

New law gives access to birth records to Ohio adoptees
Can siblings also look for their missing brother or sister? And how do we go about it?

Ida McKinley's tiara comes home, with the help of "Pawn Stars"
I donated to the fund to keep the tiara at the museum where I believe it belongs. I took my 16 year old granddaughter to the showing I dont think it will be som...

ResponsibleOhio names 10 counties as possible pot-growing locations
Ohio has always made its money off our prison system ,and ohio is so hard nose on us the public that there voicing concerns saying there on our behalf bullcrap ...

Akron's plan to create its own construction company is on hold -- for now
They talk about displacing workers... This is all about the teamster union. The city is allowing RW Sidley out of Canton to haul concrete for one of the CSO pr...

Copyright © 2015 WKSU Public Radio, All Rights Reserved.

 
In Partnership With:

NPR PRI Kent State University

listen in windows media format listen in realplayer format Car Talk Hosts: Tom & Ray Magliozzi Fresh Air Host: Terry Gross A Service of Kent State University 89.7 WKSU | NPR.Classical.Other smart stuff. NPR Senior Correspondent: Noah Adams Living on Earth Host: Steve Curwood 89.7 WKSU | NPR.Classical.Other smart stuff. A Service of Kent State University