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There's a growing demand for earthquake insurance in Ohio
AS quakes increase in the Buckeye state, so does the search for protection

Kevin Niedermier
Courtesy of Ohio Geology Store
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As Northern California cleans-up from Sunday’s  6.0 magnitude earthquake, more Ohioans may actually be thinking about homeowner’s insurance.

An Ohio Department of Natural Resources study shows so far this year, the state has had 10  2.0 magnitude quakes. That compares to eight last year, and five the year before that.

ODNR's Mary Bonelli says two kinds of activity have led to more insurance inquiries. 

LISTEN: Bonelli on media attention and earthquakes

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"Due to an increase in seismic activity and media attention to earthquakes in Ohio, there has been an increase in the number of inquiries about the coverage. But when it comes to the signing on the dotted line, the majority of our companies indicated that they really haven’t seen any great increase in the purchase of earthquake coverage in the past few years.”

An estimated 10 to 15 percent of Ohio homeowners carry earthquake insurance.

Bonelli says supplemental earthquake insurance for a $200,000 wood-framed Ohio home is about $50 a year.  And the premium is twice that for a brick home, which would sustain more damage than more flexible wood-framed structures.  

The Ohio Department of Natural Resources believes there could be a link between fracking for oil and natural gas and the increase in earthquakes.
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