News Home
Quick Bites
News Archive
News Channel
Special Features
On AirNewsClassical
School Closings
WKSU Support
Funding for WKSU is made possible in part through support from the following businesses and organizations.

Hennes Paynter Communications

Hospice of the Western Reserve

For more information on how your company or organization can support WKSU, download the WKSU Media Kit.

(WKSU Media Kit PDF icon )

Donate Your Vehicle to WKSU

Programs Schedule Make A Pledge Member BenefitsFAQ/HelpContact Us
Economy and Business

The Ohio guide to health care exchanges
What Ohioans need to know about new federal health care exchanges

Jo Ingles
Jackie Garner is the consortium administrator for Centers for Medicare and Medicaid Services
Courtesy of Centers for Medicare and Medicaid Services
Download (WKSU Only)
In The Region:

Tomorrow is the first day Ohioans can shop for health insurance on the new state exchange under the Affordable Care Act.

Ohio Public Radio’s Jo Ingles gives a quick tutorial on how Ohioans should go about doing that.

Listen for what Ohioans need to know about new federal health care exchanges

Other options:
Windows Media / MP3 Download (3:24)

Uninsured Ohioans can start shopping for health insurance online just like they would if they were comparing book prices on Amazon.

Ohio elected to not set up its own health care exchange, so people who don't have health insurance will be shopping on the federal exchange. 

Jackie Garner with the U.S. center for Medicaid-Medicare Services says the website for the federal health insurance exchange is easy—health care, all one word, dot gov.

“When they shop on the marketplace, they will be able to make an apples-to-apples comparison,” Garner says.

People can choose from dozens of different private-insurance plans that include a wide variety of services. 

Affordability questions?
For example, she says Ohioans could choose a bronze plan that offers higher deductibles and fewer services at a lower price or the platinum plan that offers lower deductibles and more coverage at a higher price. 

“And I think people will be very pleased with the actual costs of the plans themselves. We estimate a very high percentage of individuals and families will be eligible for extra help and when you take into account that extra help, the plans become even more affordable,” Garner says.

She says the plans are not allowed to reject people with pre-existing conditions. And Garner says preventative medical care is part of all of the plans, regardless of the level of coverage chosen. 

Due dates
Ohioans have until Dec. 15 to sign up for a plan in order for coverage to start on Jan. 1. 

There’s one important thing to remember – individuals are required, under the new health care law, to have coverage in calendar year 2014.

“When an individual files their taxes in 2015 for the year 2014, if they did not get credible coverage during 2014, they run the risk of having a fee assessed through the tax process,” Garner said.  “And the fee that they would be paying in 2015 is approximately $95  per adult or 1 percent of your annual income, whichever is higher, and about half of that for a child.”

Garner says the fee is set to increase in larger increments each year after that. 

Young Ohioans under the age of 26 can stay on their parent’s health plan if they want to under the new federal law. 

Unlike some other states, Ohio has not yet passed Medicaid expansion.  That means 275,000 low-income Ohioans who would be eligible for Medicaid under the expansion program will not be able to get it — at least at this point.

Garner recommends everyone, regardless of income, go online and shop the exchanges. She says many Ohioans might find out they already qualify for Medicaid coverage, even without the expansion.

Add Your Comment


E-mail: (not published, only used to contact you about your comment)


Page Options

Print this page

E-Mail this page / Send mp3

Share on Facebook

Stories with Recent Comments

New options in Ohio for secular wedding ceremonies
Hello Mike, I support this action. I was not previously aware of the difficulty couples may encounter in locating officials to serve in their non-religious mar...

Northeast Ohio prepares for the next refugees -- whoever they may be
What a better place to place refugees than in the Midwest cities that have a steady population decline. These refugees will bring much to the culture and the ec...

Charter reform bill includes controversial change for some teachers
I work for a former White Hat charter school; it was sold to another (for-profit) company this past summer and we were told that they would not pay into STRS/PE...

Bhutanese resettlement has had a big economic impact
Informative especially for nonmembers of North Hill. I appreciate the fact that you mention that the younger generation has an easier time than the elders but t...

Ottawa County Commissioner sworn in as new house member
Congratulations on your new appointment to the Ohio House. I'm certain you will do an outstanding job in your new role representing our district. When you have...

Holden Arboretum opens a new canopy walk and emergent tower
Visited the Holden Arboretum today to witness the incredible work you did constructing the tower and bridges.WOW! Very impressed. Knew the build had to be great...

Local club works to bring back the once-prevalent American elm
I would love to help! Where would I get some of the new Strain so I could plant them?

Four Geauga school districts consider consolidating on the Kent State campus
Berkshire was smart to merge with Ledgemont because it had shrinking enrollment and excess capacity at its high school. Now that Cardinal is dragging its feet ...

Ohio Rep. John Boccieri sworn into office and hopes to look for 'middle ground' with colleagues
Welcome back to the Statehouse, John. You are a terrific representative in the truest sense always representing the people's voice in teh district you serve. ...

Copyright © 2015 WKSU Public Radio, All Rights Reserved.

In Partnership With:

NPR PRI Kent State University

listen in windows media format listen in realplayer format Car Talk Hosts: Tom & Ray Magliozzi Fresh Air Host: Terry Gross A Service of Kent State University 89.7 WKSU | NPR.Classical.Other smart stuff. NPR Senior Correspondent: Noah Adams Living on Earth Host: Steve Curwood 89.7 WKSU | NPR.Classical.Other smart stuff. A Service of Kent State University