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Health and Medicine


Insurance likely won't cover food spoilage
If you lost power last week, don't expect insurance to reimburse perishable goods
by WKSU's STATEHOUSE CORRESPONDENT JO INGLES


Reporter
Jo Ingles
 

Ohioans who put food in their freezer last week might find themselves out of luck right now if they've been without power for a few days. And that could be expensive for people who bought, for example, a side of beef. Mitch Wilson of the Ohio Insurance Institute says it's unlikely the loss of that food is covered under typical home insurance policies.

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“Homeowners insurance policies, first off, they do differ. But generally speaking, food spoilage is normally excluded, if the cause of loss is an off-premises power outage, basically with what we’re going through: down lines, etc.”


One good way to tell if food in the freezer is still good is to place ice cubes in baggies and place them on to each shelf of the freezer. If they don't melt, it's a good sign the food in the freezer is still salvageable.

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